Is Tapaya a Dojo alternative?

Partly, and it depends which side you're on. As a merchant, Tapaya's own app runs on the phone or tablet you already own at a transparent rate, but it doesn't ship with Dojo's built-in tipping and split-bill. As a software company serving hospitality venues, Tapaya is also a white-label SDK you can build those features on top of and embed under your own brand, something Dojo doesn't offer at all.

Do I have to be a software company to use Tapaya?

No. Tapaya works for direct merchants too: sign up, verify your business, and start taking Tap to Pay on the phone or tablet you already own, no new hardware, approved in about 48 hours. The same underlying infrastructure is also available as an SDK for software companies, including ones building for hospitality, that want to embed payments into their own product, it's one platform serving both audiences, not two separate products.

Can I rebrand Dojo as my own payments product?

Dojo is designed as its own hospitality merchant product, not as white-label infrastructure to resell under your brand. Tapaya is built specifically for that: the payment flow, including tipping and split-bill if you build it, renders inside your app, themed to your brand.

Does Tapaya support tipping and split-bill like Dojo?

Not out of the box for a direct merchant using Tapaya's own app. Tapaya is the payment layer; a software company builds the tipping and split-bill flow on top of the SDK, to its own design, the same way it builds the rest of its product. Dojo ships that logic built into its own handheld and app.

What devices does each support?

Tapaya runs on any commercial Android device, including tablets, kiosks and enterprise handhelds. Dojo centres on its own purpose-built handheld terminals for table-side hospitality use.

All comparisonsUpdated 2026-08-25

ComparisonUK hospitality card machine

Tapaya vs Dojo

Dojo is a UK card machine built for hospitality, with tipping and split-bill built into its own handheld terminals. Tapaya works for both sides of that trade: merchants take Tap to Pay on the phone or tablet they already own, and software companies embed the same infrastructure under their own brand.

Talk to us Start building

At a glance

How Tapaya and Dojo differ

Dojo and Tapaya both serve merchants directly, though not identically. Dojo's own handheld terminals ship with tipping, split-bill and fast receipt printing built in, typically on a fixed-term contract, features Tapaya's stock app doesn't replicate out of the box. As a direct merchant, what Tapaya offers instead is the phone or tablet you already own, a transparent 1.39% blended rate, no monthly fee, no hardware to buy and no lock-in, approved in as little as 48 hours. Tapaya also goes one step further: the same infrastructure is available as a white-label SDK, so a hospitality software company that wants to build its own tipping and split-bill experience and embed it under its own brand, rather than sending venues to a third-party terminal, can do that, something Dojo doesn't offer.

Tapaya compared with Dojo
Capability	Tapaya	Dojo
Who it's built for	Direct merchants who want to take payments on a device they already own, and software companies, including ones building for hospitality, that want to embed payments into their own product.	UK hospitality venues, restaurants, bars and cafes, that want a dedicated handheld card machine at the table.
Embeddable under your own brand	Fully white-label, your app, your UI, your name end to end. Customers never see Tapaya.	Dojo is the brand and the product; it isn't designed to be resold as your own payments product under your brand.
Supported devices	Any commercial Android device, phones, tablets, kiosks and enterprise handhelds, using hardware you already deploy.	Dojo's own handheld terminals, purpose-built for table-side hospitality use.
Path to embedding payments	The same infrastructure is available as a white-label SDK, so a hospitality software company can build its own tipping and split-bill experience and embed it under its own brand.	No white-label or embeddable option; Dojo is a closed merchant product built for its own hospitality customers.
Hospitality-specific features	Not built into Tapaya's own app; a software company builds tipping, split-bill and receipt flows into its own app on top of the Tapaya SDK, to its own design.	Tipping, split-bill and fast receipt printing come built into Dojo's own handheld and app out of the box.
Contract & commitment	No lock-in either way, a merchant can stop accepting payments whenever they need to, and a software company integrates the SDK once and controls its own release cycle.	Dojo's hospitality plans are typically sold on a fixed-term contract.
Best fit	You're a merchant who wants transparent pricing and no lock-in on a device you already own and don't need built-in tipping or split-bill, or a software company building a hospitality product that wants those features under its own brand.	You're a UK hospitality venue that wants a dedicated handheld terminal with tipping and split-bill built in, ready to use.

Who it's built for
Tapaya
Direct merchants who want to take payments on a device they already own, and software companies, including ones building for hospitality, that want to embed payments into their own product.
Dojo
UK hospitality venues, restaurants, bars and cafes, that want a dedicated handheld card machine at the table.
Embeddable under your own brand
Tapaya
Fully white-label, your app, your UI, your name end to end. Customers never see Tapaya.
Dojo
Dojo is the brand and the product; it isn't designed to be resold as your own payments product under your brand.
Supported devices
Tapaya
Any commercial Android device, phones, tablets, kiosks and enterprise handhelds, using hardware you already deploy.
Dojo
Dojo's own handheld terminals, purpose-built for table-side hospitality use.
Path to embedding payments
Tapaya
The same infrastructure is available as a white-label SDK, so a hospitality software company can build its own tipping and split-bill experience and embed it under its own brand.
Dojo
No white-label or embeddable option; Dojo is a closed merchant product built for its own hospitality customers.
Hospitality-specific features
Tapaya
Not built into Tapaya's own app; a software company builds tipping, split-bill and receipt flows into its own app on top of the Tapaya SDK, to its own design.
Dojo
Tipping, split-bill and fast receipt printing come built into Dojo's own handheld and app out of the box.
Contract & commitment
Tapaya
No lock-in either way, a merchant can stop accepting payments whenever they need to, and a software company integrates the SDK once and controls its own release cycle.
Dojo
Dojo's hospitality plans are typically sold on a fixed-term contract.
Best fit
Tapaya
You're a merchant who wants transparent pricing and no lock-in on a device you already own and don't need built-in tipping or split-bill, or a software company building a hospitality product that wants those features under its own brand.
Dojo
You're a UK hospitality venue that wants a dedicated handheld terminal with tipping and split-bill built in, ready to use.

One platform, two ways to use it

Dojo sells one thing: a finished handheld terminal for hospitality venues, with tipping, split-bill and receipt features built into its own hardware and app, sold under the Dojo brand, with no path from there to a white-label product for a software company that wants to build something bigger. Tapaya works both ways, with an honest tradeoff on the merchant side: a merchant using Tapaya's own app gets a device-agnostic Tap to Pay experience at a transparent rate, but not Dojo's built-in hospitality features. A hospitality software company, by contrast, can embed the Tapaya SDK and build its own tipping and split-bill flow on top, on any Android device, under its own brand, with Tapaya handling certification, acquirer connections and per-market compliance underneath.

Where each fits

Choosing the right tool

Choose Tapaya when

You're a merchant who wants to take Tap to Pay on the phone or tablet you already own, at a transparent blended rate with no monthly fee, no hardware to buy and no lock-in, approved in as little as 48 hours, and you don't need tipping or split-bill built into the app itself. Or you're a software company, including one building for hospitality, that wants in-person payments (and features like tipping or split-bill, if you build them) to be a native, branded part of your own product.

Choose Dojo when

You're a UK restaurant, bar or cafe that wants a dedicated handheld terminal with tipping, split-bill and fast receipt printing built in, ready to use at the table, without building anything yourself. You don't need to embed or rebrand the payment experience inside a separate product of your own.

FAQ

Questions, answered

Keep comparing

See how Tapaya stacks up elsewhere

Accurate as of 2026-08-25. Based on publicly available information; all product names and trademarks belong to their respective owners. Comparison based on publicly documented Dojo product capabilities as of August 2026; capabilities, pricing, contract terms and regional availability change over time, verify current details with each provider.