Simple, transparent pricing for in‑person payments.
One rate, no surprises. You pay only when you get paid.
In-person payments
from1.39%
per transaction
€0initial cost
- monthly fee
- €0
- hardware
- €0
- lock-in
- 0
- payouts
- D+2
Start on your phone. Scale when you need to.
Same platform, same rate. Pick the setup that fits, and only pay for hardware if you actually want a dedicated device.
Your phone
€0hardware
What's included
- Works on any phone, tablet, or kiosk
- All major card networks
- Payouts on D+2
- PCI & compliance handled for you
- Dashboard & transaction analytics
Blended rate, per transaction
- Domestic & EEA cards
- from 1.39%
- International
- from 2.49%
Dedicated device
from €200one-off
What's included
Everything in Your phone, plus
- Purpose-built payment terminal
- Tap to Pay pre-installed
- Ships ready to trade, nothing to set up
Blended rate, per transaction
- Domestic & EEA cards
- from 1.39%
- International
- from 2.49%
High volume
Customover €25k/mo
What's included
Everything in Dedicated device, plus
- Rates that improve as your volume grows
- Blended or Interchange++ (MIF)
- Pricing mapped to how you actually sell
Blended rate, per transaction
- Domestic & EEA cards
- Custom
- International
- Custom
Do you have an e-shop? We can provide a payment gateway for that too.
- One SDK, one API, one onboarding, for in-person and online
- Integrate once, own the merchant experience end to end
- Certification, compliance, and settlement stay ours to carry
Works with the platform you already run
Work out your monthly cost
- Transactions / month
- 800
- Your Tapaya rate
- 1.39%
You could save
€2,184
per year · €182/mo · 40% less
Monthly cost, side by side
Higher volume, or something unusual? Let's price it properly.
Above €25,000 a month, embedding our SDK, or trading in a way the table doesn't cover, we'll build the pricing around how you actually sell.
- High volume
- Over €25,000 a month, rates improve. We'll map them to your real card mix.
- Interchange++ (MIF)
- Cost-plus and fully itemised: real interchange and scheme fees, plus our margin.
- Platforms & partners
- Marketplaces and SaaS embedding the Tapaya SDK get volume-based pricing per deployment.
Pricing, answered
No. There's no monthly fee, no setup fee, and no hardware to buy or rent, you pay a percentage of each transaction, starting from 1.39% blended.
1.39% is our starting blended rate. As your volume grows, rates improve, talk to us and we'll map pricing to how you actually sell.
Because the networks' own costs do. Interchange (MIF) and scheme fees are set by Visa and Mastercard, and cards issued outside the EEA cost more to accept than domestic ones. We split the three out instead of hiding the difference inside one average, so your statement holds no surprises.
Blended is one simple rate for every card (from 1.39%). Interchange++ (IC++) is cost-plus: you pay the real interchange (MIF) and scheme fees, plus our margin, itemised, which can work out cheaper at higher volume. Talk to us for an IC++ quote.
No. Tapaya is SoftPOS, it turns the phone or tablet you already own into the card terminal, so there's nothing to buy, rent, or wait for.
No long-term contract and no lock-in. You can stop accepting payments whenever you need to.
Payouts settle to your existing bank account on D+2, so you're not waiting on a weekly batch.
Onboarding is fully digital, no in-person meeting and no paperwork. Most merchants are verified and approved within 48 hours, then start taking payments straight away.
Refunds and chargebacks are supported through the same flow your customers already use. The handling of disputes is built into the platform.
Tapaya supports in-person payments across the EU and GB. Pricing is shown in euro; talk to us about local currency settlement.
Platforms, marketplaces, and SaaS embedding the Tapaya SDK get custom, volume-based pricing. Talk to us and we'll tailor it to how you deploy.
Want the full breakdown of what makes up a transaction fee? See how our fees work